Interested in shedding some federal student loan debt?
If you plan things just right, there’s a strategy that may work for you. It’s called the Public Service Loan Forgiveness program at https://studentaid.ed.gov/sa/repay-loans/forgiveness-cancellation/public-service#page .
Here are the requirements:
- You must work full-time for a public service employer—a government agency or a non-profit organization. (Not all non-profits qualify.)
- You must have a qualifying loan and a qualifying repayment plan. (You can restructure both so they meet the requirements.)
- You must make 120 qualifying payments, all while meeting the points above.
Read http://www.ed.gov/blog/2015/04/how-to-qualify-for-public-service-loan-forgiveness-2/ for a step-by-step explanation of how to qualify for each requirement
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